Please Note: As of March 20, 2026 FinCEN RRER Reporting has been Paused
At this time, implementation of the FinCEN Residential Real Estate Reporting Rule (“RRER”) has been paused. As of Friday, March 20, 2026, the United States District Court for the Eastern District of Texas struck down FinCEN’s Residential Real Estate Reporting Rule.
What does this mean for you and your clients? For now, title agents, settlement providers, and closing attorneys nationwide are not required to gather, collect, store or file any data relative to the RRER.
We will continue to watch this closely and keep you informed of any new developments. But for now, RRER has been suspended until such time as further court proceedings or appellate decisions alter the state of the law.
FinCEN Residential Real Estate Reporting
If your transaction involves the below criteria, you’ll want to review next steps to comply with the FinCEN RRE Reporting:
Residential (includes mixed-use properties);
A non-financed transaction (such as cash, gift funds, and hard-money lender); and
The buyer is an entity (corporation, LLC, etc) or trust.
Transactions with this criteria will require buyers and sellers to complete a Real Estate Report (hereinafter “RRE Reporting”) mandated by the Federal Government Financial Crimes Enforcement Network (FinCEN). Below is information regarding FinCEN RRE Reporting.
If you have any questions, please reach out to your Proper Title account executives and our team can review your transaction with you.
FinCEN RRE Reporting FAQ’s
This document is an overview of what transactions are required to be reported and Proper Title will be processing RRE Reporting to FinCEN.
FinCEN RRE Reporting Flow Chart
Does your transaction qualify? This document is a great reference to see if your transaction is required to be reported.
Transaction Reporting Checklist
If your transaction needs to be reported, this document outlines exactly what information a Buyer or Seller will need available for FinCEN RRE Reporting.
FinCEN RRE Reporting Fact Sheet
The FinCEN has created a website dedicated to Reporting. This provides the most up-to-date information and FAQ’s - we recommend referencing and bookmarking this page for any questions.
Proper Title, has created a process for our customers that aligns with the FinCEN regulations. Our priority is to move your transaction along as securely and quickly as possible. If you have any questions, please feel free to contact us at any time.